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third-party lawsuit

7 Signs You Have a Third-Party Lawsuit to Claim

If you were injured because of work, you’re entitled to workers’ compensation insurance benefits or workers’ comp. Workers’ comp can help cover your medical costs and replace some of your lost wages. 

When left without workers’ comp, many employees choose to sue their employer for the work-related injury instead. However, there are exceptions. If another person or company (rather than your employer) caused your injuries, they’re considered a third party.

In these cases, you could have a claim for a third-party lawsuit.

39.6 million people visit a physician’s office following an accident. Meanwhile, 29.2 of these patients head straight to the emergency room.

Here are seven signs to look out for to determine if you have a claim. By filing a third-party lawsuit, you can get the compensation you deserve. Support yourself and your loved ones by checking for these seven signs you have a claim.

1. You Suffered Serious Injuries

The first indicator you have a claim for a third-party lawsuit is the injuries you endured. For example, do your injuries prohibit you from working? Do they keep you from carrying on with your daily life?

If the injuries you sustained following the accident impact your life, you might have a claim.

Don’t hesitate in a situation where you might have this chance. The statute of limitations can impact your case. Instead, find an experienced lawyer who has expertise regarding third-party personal injury claims.

Acting quickly can help you determine what your injuries are worth. 

It’s also important to note that each state is different. As a result, you might notice limitations regarding how much you can collect for your injuries. 

That’s why it’s important to have a legal professional on your side. Their familiarity with these laws can help your case.

Make sure to keep paper records regarding all of your doctor’s appointments. Your medical records could also help your case. A lawyer will need access to your records before they assist with your claim.

2. Your Injuries are Permanent

You might also have a claim for a third-party lawsuit if your injuries are permanent. In severe accidents, you might find your injuries or illness is lasting. These types of permanent injuries will require you to request long-term care. Over time, your medical bills will stack up.

You shouldn’t have to pay for these treatments or cover your medical bills alone if a third-party was involved. Rather, you can work with a lawyer and file a 3rd party lawsuit against the negligent party. 

An experienced lawyer will help you maximize your claim. 

Otherwise, you’ll need to find a way to pay for your medical expenses on your own.

3. You’re Missing Work

Sustaining an injury on the job can impact your entire life. If the injury you sustained from the accident keeps you from working, you might have a difficult time supporting yourself. You might even have a family you need to care for. 

If your injury is causing you to miss work, seek compensation for the negligent party that caused your accident. 

The insurance company that represents the third party could provide you with payment to cover your lost wages. If they refuse to cover your wages, hire a lawyer and make a third-party personal injury claim.

The lawyer will work on your behalf. They’ll get the money you need to cover your bills and keep you from experiencing financial hardships. 

4. Problems with the Insurance Company

When a negligent party causes an accident, it’s their insurance company’s responsibility to provide compensation for your injuries. However, many insurance companies will try to lower the number of payouts they’ll need to make. As a result, you could gain less despite your injury.

Trying to negotiate with an insurance company on your own can feel tedious and stressful. In some cases, it can even end in a disaster. If you don’t have experience filing a third-party injury claim, you could benefit from hiring a professional.

An experienced personal injury lawyer will also have experience negotiating with these insurance companies. Let your lawyer handle the negotiations for you. Then, you can limit your stress, focus on healing, and receive the compensation you deserve.

5. Car Accidents Involving Defective Parts

A car wreck can cause a number of different injuries. If your car accident was caused by a defective car part, you might have a claim for a third-party lawsuit. 

Contact a professional lawyer with experience regarding these types of cases. Sometimes, the manufacturer who created the defective part is liable for the damage you sustained. As a result, they’ll become responsible for damage to your car that occurred during the wreck as well as the physical damage you incurred. 

However, it can feel difficult to determine the best course of action on your own.

Working with an experienced lawyer can help you navigate the nuances of your third-party lawsuit. Once your lawyer reviews the details of your case, they can help you get the compensation you’re owed.

6. You Were Exposed to Harmful Chemicals

Many jobs require employees to handle potentially dangerous chemicals. However, unsafe working conditions can lead to a number of personal injury cases. If you developed an illness or injury from a third party’s harmful chemicals, you might have a claim.  

For example, you might find yourself exposed to dangerous chemicals as a subcontractor working on a dangerous site.

7. The Accident Occurred on Someone Else’s Property

Falls account for over 8 million hospital room visits. These accidents represent the leading cause of visits at 21.3%. Meanwhile, slips and falls account for 1 million visits or 12% of total falls.

If you sustained an injury, including a slip and fall, on someone else’s property, you can sometimes sue the building owner or property manager. Many of these cases involve icy walkways, broken stairways, dangerously placed items, or uneven flooring. 

File That Third-Party Lawsuit and Claim What’s Yours

Make your claim! If you’ve experienced any of these seven signs, you might have a third-party lawsuit on your hands. Make sure to speak with a professional lawyer to determine how to continue with your case.

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Comment

  • Anthony and Rosanna Daniel

    My wife and myself filed a lawsuit against various individuals and insurance companies for damages incurred as a result of a roofer negligence while replacing the roof on a property we were renting and conducting our business from. We incurred approximately $220,000 in damages, the insurance company offered us a $5,000 settlement of which we refused. The judge advised us that the lawsuit be filed was filed improperly and gave us an additional 45 days to refile the case. We are now soliciting the assistants of an attorney to move this case forward.
    We reside in Tampa, Florida.

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